VALUABLES & COLLECTIONS

Valuables & collectionsfor what cannot easily be replaced.

Jewellery, watches, fine art and collections are often not properly covered by a standard home policy. Specialist valuables insurance protects each item at its agreed value, at home, in transit or on exhibition.

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What it covers

Theft, burglary and fire
Accidental breakage or damage, depending on the programme
Cover away from home, while travelling, in transit or on exhibition, depending on the programme
Agreed value per item, depending on the programme

Why separate insurance

Home programmes usually have low limits for jewellery and valuables and pay out based on current value. Valuables insurance covers each item at a value agreed from the start, so there are no surprises.

Tips

Keep a list with photos, receipts and certificates for each item.
Have items valued by an expert and update the valuation from time to time.
Check the limits per item and where it is covered.

Covers, limits and exclusions are always defined by the terms of the insurer’s policy.

WHY NIVIS

The right advisor makes the difference.

32 partner insurersWe compare programmes from a large number of insurers, so we find the cover that suits you rather than simply the first one available.

Access to the London marketFor risks that are hard to insure in Greece, we have access to the international London market through our partners.

45+ years of experienceA family business with a long presence in the insurance market. We know what to check before you sign.

One advisor for youOne person who knows your programme, keeps you informed at renewal and stands by you if you need to claim.

FREQUENTLY ASKED QUESTIONS

Valuables & collections: frequently asked questions

Isn’t my jewellery covered by home insurance?

Usually only up to a low limit and under specific conditions. Valuable items need separate cover.

What is an agreed value?

It is the value of each item agreed with the insurer from the start, usually based on a valuation. In case of total loss you are paid that value.

Is a work I lend to an exhibition covered?

Yes, with a suitable extension for transit and exhibition, depending on the programme.

For every risk, the right cover.

Talk to a NIVIS advisor, with no obligation.

Request a quote 210 9405223-6