HEALTH & LIFE

Health & life insurancefor you and your people.

Private health insurance gives you access to private hospitals and doctors without a heavy financial burden, while life insurance protects your family if the unexpected happens. We find the programme that fits your needs.

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What it can include

Hospital care in private hospitals, depending on the programme
Surgery and serious illness
Outpatient care: doctor visits and diagnostic tests, depending on the programme
Preventive check-ups
Life insurance for the financial protection of your family
Group health and life programmes for company staff

Individual or group programme?

Individual and family programmes are designed for you and your family. Group programmes are for businesses that want to offer cover to their employees. They are a powerful way to keep and attract people, often on more favourable terms.

What to check

The annual limit and your share of the costs
Waiting periods and what applies to pre-existing conditions
Which hospitals and doctors are in the network
Up to what age the programme can be renewed
Declare your medical history accurately, as claims depend on it

Covers, limits and exclusions are always defined by the terms of the insurer’s policy.

WHY NIVIS

The right advisor makes the difference.

32 partner insurersWe compare programmes from a large number of insurers, so we find the cover that suits you rather than simply the first one available.

Access to the London marketFor risks that are hard to insure in Greece, we have access to the international London market through our partners.

45+ years of experienceA family business with a long presence in the insurance market. We know what to check before you sign.

One advisor for youOne person who knows your programme, keeps you informed at renewal and stands by you if you need to claim.

FREQUENTLY ASKED QUESTIONS

Health & life insurance: frequently asked questions

How much does private health insurance cost?

The price mainly depends on age, the covers, the limit and the co-payment you choose. We compare programmes to find the right balance between cover and cost.

Are pre-existing conditions covered?

Pre-existing conditions are usually excluded or covered under special terms. That is why it is important to declare your medical history accurately.

Is there a waiting period?

Most programmes have waiting periods for some covers, such as maternity or certain operations. We will explain them in each proposal.

Can my business insure its employees?

Yes, with a group health and life programme designed for the size and needs of your team.

For every risk, the right cover.

Talk to a NIVIS advisor, with no obligation.

Request a quote 210 9405223-6