FOR BUSINESSES

Business insuranceso you can carry on, whatever happens.

A fire, a flood or a burglary can stop a business. We design business insurance for shops, offices, warehouses, industry and hotels, with access to 32 insurers and to the international London market.

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What business insurance covers

Buildings, equipment, machinery and stock
Fire, earthquake, flood and other natural perils, depending on the programme
Theft and burglary
Business interruption: lost profit and fixed costs while the business is closed after a loss
Liability to customers, visitors and third parties
Machinery and electronic equipment breakdown, depending on the programme
Goods in transit (cargo) and employer’s liability, depending on the programme

Insurance tailored to your business

Every business has different risks. A shop, a food warehouse and a production plant need very different programmes. We visit or discuss your activity in detail, identify the gaps and recommend a single programme that covers what you really need.

For some businesses, insurance against natural disasters has now become compulsory under recent legislation. Ask us whether it applies to you.

What affects the price

The type of activity and the fire risk
The value of the building, equipment and stock
The area and the fire-safety and security measures
Claims history and excesses

Covers, limits and exclusions are always defined by the terms of the insurer’s policy.

WHY NIVIS

The right advisor makes the difference.

32 partner insurersWe compare programmes from a large number of insurers, so we find the cover that suits you rather than simply the first one available.

Access to the London marketFor risks that are hard to insure in Greece, we have access to the international London market through our partners.

45+ years of experienceA family business with a long presence in the insurance market. We know what to check before you sign.

One advisor for youOne person who knows your programme, keeps you informed at renewal and stands by you if you need to claim.

FREQUENTLY ASKED QUESTIONS

Business insurance: frequently asked questions

What is business interruption cover?

It covers lost profit and fixed costs (rent, salaries) for the period the business cannot operate after a covered loss, such as a fire or flood.

Is business insurance compulsory?

For some categories of business, insurance against natural disasters is now compulsory. It is also often required by banks, landlords or partners. We will tell you what applies to your business.

Can I insure everything in one policy?

Usually yes. A single programme can include property, business interruption and liability, which makes management and renewals simpler.

Do you insure large or specialised businesses?

Yes. For industrial and specialty risks we also have access to the international London market when the Greek market is not enough.

For every risk, the right cover.

Talk to a NIVIS advisor, with no obligation.

Request a quote 210 9405223-6