What motorcycle insurance covers
- Third-party liability, the compulsory cover
- Roadside assistance and transport of the motorcycle
- Theft and fire, depending on the programme
- Personal accident cover for the rider, depending on the programme
- Legal protection, depending on the programme
- Own damage for valuable motorcycles, depending on the programme
Why the right cover matters
Theft is one of the most common risks for two-wheelers, especially in cities. If your motorcycle has value, theft cover is often the most useful addition to compulsory liability.
Third-party liability covers other people, not the rider. Personal accident cover gives you financial support if you are injured.
What affects the price
- Engine size, type and value of the motorcycle
- The rider’s age and history
- The area and where the bike is parked
- The covers and excess you choose
Covers, limits and exclusions are always defined by the terms of the insurer’s policy.
