What boat insurance covers
- Third-party liability for injury and property damage
- Damage to the boat itself (hull), such as collision, grounding and sinking, depending on the programme
- Theft of the boat, engine or equipment, depending on the programme
- Pollution and wreck removal, depending on the programme
- Personal accident for people on board and legal protection, depending on the programme
What you should know
In many cases liability insurance for pleasure boats is compulsory by law. Our advisor will tell you what applies to your boat and what limits you need.
Full hull cover protects the value of your boat. It is especially worthwhile for valuable boats or for those who spend a lot of time at sea.
What affects the price
- Type, length, age and value of the boat
- Engine horsepower (HP)
- Navigation area and mooring or winter storage
- The skipper’s experience and claims history
Covers, limits and exclusions are always defined by the terms of the insurer’s policy.
